Interest Free Credit

Pay in Instalments – Flexible Payments with Divido

Why not make budgeting for your dream system a little more flexible?

Whether you buy in store or over the phone, you can choose from a flexible range of repayment terms such as spreading the cost over 6, 10 or 12 months at 0% interest with a minimum order value for £250 and a minimum deposit of 10% through our partner Divido.

The application process is simple, takes around 10 minutes for you to complete, is carried out online and you will receive a decision within 30 seconds of completion.

In case you decide to take advantage of our instalment plans, here’s a quick guide to everything you’ll need to know.

Please note, finance is not available for our clearance items, and we cannot offer credit where the delivery address differs from your current or billing address.

FAQs

What will I need?

In order to fill out a finance application you will need the following:

Personal details: name, date of birth, email address, phone number, address details – 3 years UK address history
Employment details; income, number of years employed, employer’s name and title
Bank details

How does it work?

In our Showroom or over the phone

1. Visit our showroom and ask about the finance options available to you.

2. We’ll help you complete the online application form.

3. Once approved, you’ll be able to place your order and we’ll contact you within the following 2-3 weeks with a delivery date.

Can you give me an example?

Below is an example of payment options for an amplifier, priced at £4,000.  This should give you an idea of the different payment options available.

Am I eligible for finance?

Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

Be a UK resident
Be over 18 years of age
Have 3 years of UK address history
Be working at least 16 hours per week
Have a valid phone number and e-mail address

Further Questions?

Feel free to give us a ring on 01594 540268 or drop us an email at sales@ceritech-audio.co.uk, and we would be happy to answer any questions you might have. Alternatively, pop into our showroom and we can process your application while you wait.

About Divido

Financing options are offered through Divido Financial Services Limited in association with Shawbrook Bank Limited.

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority under registration number 628253. For more information, please visit: www.divido.com

Credit is provided by Shawbrook Bank Limited, which is registered in England and Wales, registered no. 00388466. Registered office Shawbrook Bank Ltd, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE. Shawbrook Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204574.